diff --git a/fs/xfs/libxfs/xfs_rtrefcount_btree.c b/fs/xfs/libxfs/xfs_rtrefcount_btree.c
index 22acc1411aac..e2950dbe2068 100644
--- a/fs/xfs/libxfs/xfs_rtrefcount_btree.c
+++ b/fs/xfs/libxfs/xfs_rtrefcount_btree.c
@@ -489,8 +489,11 @@ xfs_rtrefcountbt_maxlevels_ondisk(void)
 	minrecs[0] = xfs_rtrefcountbt_block_maxrecs(blocklen, true) / 2;
 	minrecs[1] = xfs_rtrefcountbt_block_maxrecs(blocklen, false) / 2;
 
-	/* We need at most one record for every block in an rt group. */
-	return xfs_btree_compute_maxlevels(minrecs, XFS_MAX_RGBLOCKS);
+	/*
+	 * We need at most one record for every block in an rt group, and
+	 * one extra level for the inode root.
+	 */
+	return xfs_btree_compute_maxlevels(minrecs, XFS_MAX_RGBLOCKS) + 1;
 }
 
 int __init
diff --git a/fs/xfs/libxfs/xfs_rtrmap_btree.c b/fs/xfs/libxfs/xfs_rtrmap_btree.c
index c264bc5651c0..0cb2113d5b40 100644
--- a/fs/xfs/libxfs/xfs_rtrmap_btree.c
+++ b/fs/xfs/libxfs/xfs_rtrmap_btree.c
@@ -716,10 +716,12 @@ xfs_rtrmapbt_maxlevels_ondisk(void)
 	 * happens, which means that we must compute the max height based on
 	 * what the btree will look like if it consumes almost all the blocks
 	 * in the data device due to maximal sharing factor.
+	 *
+	 * Add one extra level for the inode root.
 	 */
 	max_dblocks = -1U; /* max ag count */
 	max_dblocks *= XFS_MAX_CRC_AG_BLOCKS;
-	return xfs_btree_space_to_height(minrecs, max_dblocks);
+	return xfs_btree_space_to_height(minrecs, max_dblocks) + 1;
 }
 
 int __init