diff --git a/fs/smb/client/smbdirect.c b/fs/smb/client/smbdirect.c
index 788a0670c4a8..6679abbb9797 100644
--- a/fs/smb/client/smbdirect.c
+++ b/fs/smb/client/smbdirect.c
@@ -618,6 +618,7 @@ static void smbd_post_send_credits(struct work_struct *work)
 	struct smbdirect_recv_io *response;
 	struct smbdirect_socket *sc =
 		container_of(work, struct smbdirect_socket, recv_io.posted.refill_work);
+	int posted = 0;
 
 	if (sc->status != SMBDIRECT_SOCKET_CONNECTED) {
 		return;
@@ -640,9 +641,12 @@ static void smbd_post_send_credits(struct work_struct *work)
 			}
 
 			atomic_inc(&sc->recv_io.posted.count);
+			posted += 1;
 		}
 	}
 
+	atomic_add(posted, &sc->recv_io.credits.available);
+
 	/* Promptly send an immediate packet as defined in [MS-SMBD] 3.1.1.1 */
 	if (atomic_read(&sc->recv_io.credits.count) <
 		sc->recv_io.credits.target - 1) {
@@ -1033,19 +1037,38 @@ static int smbd_post_send_negotiate_req(struct smbdirect_socket *sc)
  */
 static int manage_credits_prior_sending(struct smbdirect_socket *sc)
 {
+	int missing;
+	int available;
 	int new_credits;
 
 	if (atomic_read(&sc->recv_io.credits.count) >= sc->recv_io.credits.target)
 		return 0;
 
-	new_credits = atomic_read(&sc->recv_io.posted.count);
-	if (new_credits == 0)
+	missing = (int)sc->recv_io.credits.target - atomic_read(&sc->recv_io.credits.count);
+	available = atomic_xchg(&sc->recv_io.credits.available, 0);
+	new_credits = (u16)min3(U16_MAX, missing, available);
+	if (new_credits <= 0) {
+		/*
+		 * If credits are available, but not granted
+		 * we need to re-add them again.
+		 */
+		if (available)
+			atomic_add(available, &sc->recv_io.credits.available);
 		return 0;
+	}
 
-	new_credits -= atomic_read(&sc->recv_io.credits.count);
-	if (new_credits <= 0)
-		return 0;
+	if (new_credits < available) {
+		/*
+		 * Readd the remaining available again.
+		 */
+		available -= new_credits;
+		atomic_add(available, &sc->recv_io.credits.available);
+	}
 
+	/*
+	 * Remember we granted the credits
+	 */
+	atomic_add(new_credits, &sc->recv_io.credits.count);
 	return new_credits;
 }
 
@@ -1217,7 +1240,6 @@ static int smbd_post_send_iter(struct smbdirect_socket *sc,
 	packet->credits_requested = cpu_to_le16(sp->send_credit_target);
 
 	new_credits = manage_credits_prior_sending(sc);
-	atomic_add(new_credits, &sc->recv_io.credits.count);
 	packet->credits_granted = cpu_to_le16(new_credits);
 
 	packet->flags = 0;