diff --git a/fs/smb/client/smbdirect.c b/fs/smb/client/smbdirect.c
index dbb2d939bc44..20faa6d7f514 100644
--- a/fs/smb/client/smbdirect.c
+++ b/fs/smb/client/smbdirect.c
@@ -697,6 +697,15 @@ static void smbd_post_send_credits(struct work_struct *work)
 
 	atomic_add(posted, &sc->recv_io.credits.available);
 
+	/*
+	 * If the last send credit is waiting for credits
+	 * it can grant we need to wake it up
+	 */
+	if (posted &&
+	    atomic_read(&sc->send_io.bcredits.count) == 0 &&
+	    atomic_read(&sc->send_io.credits.count) == 0)
+		wake_up(&sc->send_io.credits.wait_queue);
+
 	/* Promptly send an immediate packet as defined in [MS-SMBD] 3.1.1.1 */
 	if (atomic_read(&sc->recv_io.credits.count) <
 		sc->recv_io.credits.target - 1) {
@@ -1394,6 +1403,26 @@ static int smbd_post_send_iter(struct smbdirect_socket *sc,
 		goto err_wait_credit;
 	}
 
+	new_credits = manage_credits_prior_sending(sc);
+	if (new_credits == 0 &&
+	    atomic_read(&sc->send_io.credits.count) == 0 &&
+	    atomic_read(&sc->recv_io.credits.count) == 0) {
+		queue_work(sc->workqueue, &sc->recv_io.posted.refill_work);
+		rc = wait_event_interruptible(sc->send_io.credits.wait_queue,
+					      atomic_read(&sc->send_io.credits.count) >= 1 ||
+					      atomic_read(&sc->recv_io.credits.available) >= 1 ||
+					      sc->status != SMBDIRECT_SOCKET_CONNECTED);
+		if (sc->status != SMBDIRECT_SOCKET_CONNECTED)
+			rc = -ENOTCONN;
+		if (rc < 0) {
+			log_outgoing(ERR, "disconnected not sending on last credit\n");
+			rc = -EAGAIN;
+			goto err_wait_credit;
+		}
+
+		new_credits = manage_credits_prior_sending(sc);
+	}
+
 	request = smbd_alloc_send_io(sc);
 	if (IS_ERR(request)) {
 		rc = PTR_ERR(request);
@@ -1448,8 +1477,6 @@ static int smbd_post_send_iter(struct smbdirect_socket *sc,
 
 	/* Fill in the packet header */
 	packet->credits_requested = cpu_to_le16(sp->send_credit_target);
-
-	new_credits = manage_credits_prior_sending(sc);
 	packet->credits_granted = cpu_to_le16(new_credits);
 
 	packet->flags = 0;